Money tool
50/30/20 Budget Calculator
Turn your monthly take-home pay into three guideposts, then compare them with what you actually spend and save.
Start with take-home income
Use the amount that reaches your accounts each month after taxes and payroll deductions.
Needs50% · essentials
Guidepost—
Wants30% · flexible
Guidepost—
Savings20% · savings + extra debt
Guidepost—